Why I Believe in Communism and the Motherland

I thought that headline might grab you. Now I’ll get right to the point: We need a single-payer health care system in this country. I know this option is off the table in the current health care debate, and many Americans (maybe you) wouldn’t have it any other way. But hear me out if you will, because it is precisely the fear of government intervention that has stalled the process and will leave us with some watered-down, overly complex piece of garbage, if Congress can manage to pass anything at all.

Your Republicans and your Blue Dogs say the concern is cost, and cost certainly is a concern, but if their constituents picked up a bullhorn and demanded a single-payer system or else, they’d figure out a way to pay for it. But their constituents won’t do that because they are terrified. Terrified of a government-run plan.

Do those very same politicians have a hand in that terror? Of course they do, they fuel it every day, as does the propaganda from the insurance industry. But rather than dwell on that, let’s talk about just why government should run health care.

First—and someone please call me and explain why I’m wrong about this if you think I am—it’s better for business. American businesses complain all the time that they have difficulty competing internationally because of labor costs. Isn’t health care part of that? Isn’t it an enormous burden on companies that could be taken off their shoulders with a single-payer system? Yes, it may involve an increase in taxes. Though if we would distribute the taxes we already collect in a way that prioritizes the health and education of the American people instead of, say, unnecessary wars, it wouldn’t have to. In the end, it seems to me that a single-payer system would have to benefit companies and save them money. Except the insurance and pharmaceutical companies, of course.

Our free-market economy is a beautiful thing (the headline really was a joke) and it works most of the time. It does not work with health care. There are theories about this by more intelligent people than myself that you may have heard—Kenneth Arrow’s “Uncertainty and the Welfare Economics of Health Care,” for example. Arrow argues, among other things, that health care cannot be treated like other commodities because you don’t know when or whether you’ll need care, but if you do, the care can be overwhelmingly expensive. And as the vast majority of us cannot afford to pay for cancer treatments ourselves, we need some sort of insurance.

And here’s the thing: Insurance companies make money by denying you care. “I do not want the government coming between me and my doctor.” Well, guess what? You’ve got someone between you and your doctor now, and they do not have your best interests at heart. Companies exist to make money. And there is nothing wrong with that when you are talking about televisions and cars and donuts and soda pop. But when you are talking about the life of a human being, it is unethical to put profits first.

Moreover, there isn’t really competition in health care. For true competition to exist, notes Jack E. Lohman, a retired business owner from Colgate, Wis. and a member of the Business Coalition for Single Payer Healthcare, there must be price and quality transparency, rational and informed consumers and perfect information. In health care we have none of these.

You think you have more choice with our current system? You think you can choose your doctor? What if the doctor you want doesn’t take your insurance? Or you have a plan that limits you to a certain pool of physicians? Really, you don’t even get to choose the insurance you have, do you? Your employer chooses it for you. If you have a job. That’s another thing I’ll never understand: Americans scream and yell about freedom. But how is it freedom to be tied to a job you may or may not like because you are afraid of losing your health insurance?

I have never lived in Canada or France, so I cannot speak knowledgably about their systems. But I did live in Spain for three and a half years, so I do know what one system of “socialized medicine” is like. And it did not scare me away. I had good experiences and bad, excellent doctors and crappy doctors, long waits and short waits, just like here. No system is perfect.

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Funny how the biggest breakthroughs in someone`s life also call for the greatest sacrifices in order to make it. It is true that the insurance market field has been subject to so many controversies but, in the end, we can see some examples of cases where the insurance policy has saved the day. I really hope we`ll hear from these regulations again sometime in the near future. We really need wise people to set the grounding rules out there. Beside the healthcare system, look at how important it is, as an adherent measure, to sign for a Tata AIG Travel Insurance before you travel overseas. It is a matter of self-protection and acknowledgement from us, the citizens.

Posted by: keyra h | January 23, 2012 6:40 AM